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Are you passionate about solving complex problems and crafting solutions that impact millions? American Express is seeking talented individuals to join its Credit and Fraud Risk (CFR) team as an Analyst-Data Science. Based in Gurugram, Haryana, or Bengaluru Urban, Karnataka, India, this role offers an exceptional opportunity to work on innovative analytics and machine learning solutions that drive profitable business growth and enhance customer experiences.
Overview of the Business
The Credit and Fraud Risk (CFR) team at American Express plays a pivotal role in reducing fraud risks, maintaining industry-leading credit loss rates, and driving innovation. Leveraging cutting-edge tools and evolving technologies, the team ensures a seamless and secure customer experience while enhancing risk management and enabling commerce.
As part of the CFR Analytics & Data Science CoE team, you'll work on decisions that influence millions of customers. From targeting the right customer for our products to underwriting their applications and managing their experience, every decision is guided by groundbreaking analytics and data science. This team's work is fundamental to the success of American Express and impacts every aspect of the company.
About the Role
As an Analyst-Data Science, you will be responsible for the development, deployment, and validation of predictive models. These models support economic logic to enable profitable decisions across risk, fraud, and marketing. Your role will involve analyzing large datasets, deriving actionable business insights, and creating innovative solutions that leverage the unique closed-loop network of American Express.
Responsibilities
- Understand the core business of American Express and the drivers behind key decisions.
- Analyze large datasets to derive business insights and create innovative solutions.
- Leverage the power of the closed-loop network to make intelligent and relevant decisions.
- Develop and apply big data and machine learning solutions.
- Clearly articulate business findings to leadership and key stakeholders.
- Stay updated with developments in finance, payments, and analytics fields.
Minimum Qualifications
- MBA or Master’s Degree in Economics, Statistics, Computer Science, or related fields.
- 0-30 months of experience in analytics or big data workstreams.
- Strong communication and interpersonal skills.
- Ability to work effectively in a team environment.
- Proficiency in programming languages and tools such as SAS, R, Python, Hive, Spark, and SQL.
- Knowledge of machine learning techniques, including supervised and unsupervised learning, decision trees, neural networks, and Bayesian models.
Preferred Qualifications
- Expertise in coding, algorithms, and high-performance computing.
- Innovative problem-solving skills and the ability to work independently on complex projects.
- Experience integrating with cross-functional business partners worldwide.
Benefits of Working at American Express
American Express offers a comprehensive benefits package designed to support the holistic well-being of its employees:
- Competitive base salaries and bonus incentives.
- Support for financial well-being and retirement planning.
- Comprehensive medical, dental, vision, life insurance, and disability benefits (location-dependent).
- Flexible working models, including hybrid, onsite, or virtual arrangements.
- Generous paid parental leave policies (location-dependent).
- Free access to on-site wellness centers staffed with healthcare professionals (location-dependent).
- Confidential counseling support through the Healthy Minds program.
- Career development and training opportunities.
Why Choose a Career in CFR at American Express?
At American Express, data scientists have the unique opportunity to tackle real-world problems while working alongside top industry leaders in analytics, data science, and machine learning. The company’s commitment to innovation and excellence ensures a rewarding career experience. As part of the CFR team, you will contribute to making data-driven decisions that improve risk management, enhance customer experiences, and drive business growth.
Apply Now
If you’re ready to embark on an exciting career journey, apply today to join the Credit and Fraud Risk team at American Express:
Conclusion
Joining American Express means becoming part of a dynamic and innovative organization that values its employees as much as its customers. As an Analyst-Data Science, you will have the chance to work on impactful projects, collaborate with talented professionals, and grow your career in one of the best companies for data scientists in the country. Don’t miss this opportunity to make a difference and achieve your professional goals.
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